It's funny. I can do such good things to improve my financial picture, and I can tell myself and be very aware that I have goals... that I shouldn't spend (too much) money because there are more responsible and/or long-term desirable places to put it.
Then I see sales. Like this one or this one (notice the "San Francisco - London: $213"). It's kinda like a party to me... I know there will be others... and I know I'm better off perhaps passing it up... but the prospect is just so exciting, and it's such a good deal ...and I can make it up in future paychecks! (and let the trouble begin).
I've already been bad with my PacSun expenditure (one of those cases of going in to buy someone else a gift and walking out having spent 4x as much on yourself as you ever planned on them)... and it'll happen again (cuz those four $25 certificates are burning a hole in my gasoline-soaked pocket).
So... bad Chris. No London. There will be other chances. There are better places to put your money. Besides... I owe someone a very kick ass dinner... and that's so much more worth it. :)